Independent Benefits Consulting

Healthcare Costs Rising 8-10% in 2026? Stop Overpaying.

We shop 20-40+ insurance carriers to find employers real savings, not just the 1-2 options your current broker shows you. If we don't save you money, you pay nothing.

Why Companies Switch to Us
20-40%
Average Cost Reduction
30+
Carriers Competing for You
25+
Years of Experience
$150K-$300K
Avg. Annual Savings
Performance Guarantee
If we don't reduce costs, you don't pay
× Your broker shows 1-2 carriers
We shop 20-40+ carriers
× 90-day RFP process
30-day turnaround
× No savings guarantee
Savings or it's free

The Independent Marketplace Model

Most brokers are captive to one or two carriers. We work for you, not the insurance companies.

True Independence

No carrier loyalty. No quotas. We represent your interests exclusively, shopping the entire market to find the best deal.

Specialist Network

25+ year veteran specialists who understand healthcare, compliance, and cost containment at a level general brokers simply can't match.

Performance Guarantee

We put our fee on the line. If our RFP process doesn't deliver meaningful cost savings, you owe nothing. Period.

From first call to savings in 30 days

A simple, transparent process designed for busy executives who don't have time for broker games.

1

15-Minute Discovery Call

Quick, no-pressure conversation. We learn about your current plan, renewal date, and pain points. You learn exactly what we can do.

15 minutes on Zoom
2

30-Day Competitive RFP

We take your current plan to market across 20-40+ carriers. Veteran specialists compete to deliver the best combination of cost and coverage.

30 days, hands-off for you
3

You Pick the Best Deal

We present a side-by-side comparison of your top options with clear savings projections. No pressure. You choose what's best for your team.

Typical savings: $150K-$300K/yr

See the difference

Typical Broker JB Benefits
Carriers shopped 1-2 carriers 20-40+ carriers
RFP timeline 60-90 days 30 days
Savings guarantee None Savings or it's free
Broker allegiance Carrier-appointed 100% independent
Avg. employer savings 0-5% (if any) 20-40%
Experience level Varies 25+ year specialists

Backed by 25+ years and a bestselling book

John Butler wrote the book on what's wrong with employer healthcare, then built the solution.

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"Health Insurance Sucks"

John Butler's book hit #1 on Amazon in its category. It exposes how the healthcare industry profits from employer confusion, and delivers the playbook to fight back.

$150K - $300K

Average Annual Savings

That's what employers with 100-500 employees typically save when they switch from a captive broker to our independent marketplace model.

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25+ Year Veteran Network

Our specialists aren't recent graduates with a license. They're veterans who've negotiated billions in healthcare contracts and know every carrier's sweet spot.

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The Independent Advantage

When your broker is appointed by the carrier, who do they really work for? Our model eliminates that conflict. We work for the employer. Always.

Built for companies that build things

We specialize in employers with 100-500 employees in industries where healthcare costs hit the hardest.

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Manufacturing

100-500 employees
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Construction

100-500 employees
🚛

Logistics

100-500 employees
👥

Staffing

100-500 employees
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Food Distribution

100-500 employees

Your renewal is coming. Let's make it count.

In 15 minutes, you'll know exactly how much you could save. No pitch deck, no pressure, no obligation.

Book Your Free 15-Min Call →
Typical result: $150K-$300K in annual savings for employers with 100-500 employees